• It varies from bank to bank. It also depends on the following factors:

    Your credit score

    Your income

    Whether you have a bank account or not

  • If you are looking for a personal loan, you can apply as follows:

    By visiting the bank branch directly

    By contacting and meeting with the bank's sales representative

    Apply online on the bank's website

  • A business loan is an unsecured loan offered by almost all banks, non-banking finance companies (NBFCs), etc. without any collateral, guarantor or assumption of any assets. Its tenure ranges from 1 year to 3 years.

  • Eligibility for a business loan depends on the following factors:

    Repayment capacity

    Credit score of the loan applicant / co-applicant

    Your income is the financial position of the borrower for the last 2 years

    Information such as loan service coverage ratio whether the borrower can offer EMI service for the existing loan.


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