Personal Loan


Dreaming of a vacation, a perfect wedding, home renovation or a much desired gadget, you no longer need to wait to realize your dreams. Make life picture perfect with ADCC Bank Personal Loans.

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Sr.No. Loan Type Loan Limit Per annum
interest rate
Loan Tenure
1. Personal Loan for Salaried Person Rs. 25 Lakh 13% 96 Months
2. Four-wheeler Loan for Salaried Person Rs. 6.50 Lakh 11.75% 60 Months
3. Dream Home Loan for Salaried Person Rs. 25 Lakh 11.75% 180 Months
4. Annasaheb Patil Economically Backward Development Corporation Loan Rs. 10 Lakh 13% 60 Months
5. Overdraft Loan for Salaried Person Rs. 1 Lakh 13% 60 Months

Calculate your monthly EMI

EMI Calculator

Loan Amount

Loan Months


Interest Rate


How Much You Need

Monthly EMI 1,309.91

Total Interest 57,188.72

Total Amount Payable 157,188.72

Apply For Loan

Required Documents:

  1. Original Loan Application,
  2. Agreement,
  3. Guarantee Certificate of Pay Officer,
  4. Salary Statement of 3 Months,
  5. Aadhar Card and Pan Card’s
  6. coloured photo copies,
  7. Cheque,
  8. Educational Certificates Photo Copies.


  • Simple procedure, minimal documentation and quick approval.
  • Loan for Salaried / Self Employed / Businessman.
  • EMI is applicable to all existing and new customers.
  • For Repairs, Renovation of house, Furniture Purchase / consumer durables purchase.
  • Repayment in addition to fixed installment can be made without any charges

Documents Required

  • Account Statement / Passbook for verification.
  • Three Photograph of Borrower & Guarantors.
  • Aadhar card of borrower and Guarantors.
  • Electricity Bill of borrower and Guarantors.
  • other documents required by the Bank.

Terms And Conditions

  • Employment: Minimum 2 yrs of continuous employment.
  • Two Guarantors are mandatory.
  • All the information contained herein above is for awareness and customer convenience and is intended to only act as an indicative guide about ADCC’s products and services. For detailed information about ADCC’s products and services kindly visit the nearest ADCC branch.