Fixed Deposit


A steady source of income is imperative at all points in your life. Our secure Fixed Deposits provide you greater earnings with the flexibility of maintaining your funds in accessible units. Enjoy this privilege in different ways as ADCC BANK offers you a range of Fixed Deposit schemes that give you a good rate of interest, thereby providing you with a strong sense of security.

Rate of Interest on Deposits

Sr.No. Duration Rate of Interest
1. 15 days to 29 days 3%
2. 30 days to 45 days 4%
3. 46 days to 90 days 4.5%
4. 91 days to 180 days 5%
5. 181 days to 1 year 6%
6. 1 year to 2 year 7 %
7. 2 years to 3 years 7.5%
8. More than 3 years 7.5%

1) 1% Increment on interest rate for senior citizens. (60 years and above citizens).
2) Additional Interest rate of 0.25% will be paid to persons who will deposit 15 Lakhs or more at one time and for Co-op. Societies who will deposit Rs.25 Lakhs and more at one time.


  • The main purpose of fixed deposit account is to enable the individuals to earn a higher rate of interest on their surplus funds (extra money).
  • The depositor is given a fixed deposit receipt, which depositor has to produce at the time of maturity. The deposit can be renewed for a further period.
  • Safe custody of your fixed deposit receipts.
  • Loan facility is available on principal and accrued interest
  • Interest on deposits is payable either quarterly or compounded quarterly (i.e., re-investment of interest) or monthly at a discounted value at the option of the depositor

Documents Required

  • Application form
  • Proof of Identity: Adhar Card, PAN Card, Voter Id Card, Passport, Driving License
  • Proof of Address: Latest Telephone Bill or Electricity Bill
  • Recent Colour Photograph(3 Nos.)

Terms And Conditions

  • The rates are subject to change from time to time.
  • To qualify for a Fixed Deposit Account, you must be aged 18 or over and Nationality should be Indian.