ADCC Bank offers a range of agriculture loans. Investment credit leads to capital formation through asset creation. It induces technological upgradation resulting in increased production, productivity and incremental income to farmers and entrepreneurs.
|Loan Type||Loan Limit||Per annum
|1.||Short Term Agricultural Crop Loan||Rs. 5 Lakh||6%||1 year|
|2.||Nanaji Deshmukh (Pokra) Agricultural Sanjeevani Scheme||90% of Total Project’s Cost||12%||7 years|
Construction Cost (with accessories)
1. “3” Horsepower
2. “5” Horsepower
3. “7.5” Horsepower
|4.||Pipe Line Per Acre Rs. 20,000||90% of the Quotation Submitted by the Member or maximum Rs. 1,00,000 per Member||13%||5 years|
|5.||Sprinkler||Rs. 4000 per acre or maximum Rs20,000||13%||5 years|
|6.||Drip Irrigation Scheme||As per crop cost or 90% of rate card||13%||5 years|
|7.||A) Tractor-Titsubishi, M.T. 180 D (18 HP) Tractor without Rotary one piece||Rs. 2.52 Lakh||13%||5 years|
|B) Power Tiller VST Shakti 130 DI Power Tiller with Rotary one piece||
Rs. 1.28 Lakh 75% of the Rate Card, Maximum
limit Rs2.50 Lakh
|8.||Big Tractor 35 HP Or 45 HP Tractor||75% of the Quotation or maximum Rs. 6 Lakh||13%||5 years|
You can use our overdraft facility to meet the cost of cultivation and working capital activities for farming and allied activities.
The medium-term loan helps you finance expansion and establishment projects with the goal of increasing production capacity.
It is intended to create income generating assets in the following sectors like Artisans, small scale industries, Non-Farm Sector etc.
Direct and guaranteed farm loans provide a crucial source of capital for beginning farmers and others not well served by commercial credit.